ASSISTANCE WITH FINANCE – services available from A La Carte  :
 
Whether you are purchasing a property in France or already own a property here, you may require finance for your project.  We have contacts with several local banks and a national lending establishment, all able to offer varying types of mortgages to assist with purchase or renovation projects.
 
If you would like assistance with your own project, we can provide several proposals from different banks and can offer to act as intermediary and interpreter (with the French speaking banks) throughout the mortgage offer process, so that you are happy with your chosen option.

           

 
This service includes the following :
Property purchase
*  Sourcing 2-3 offers from our partner banks and sending you a summary of the
   conditions in English to assist you with choosing the offer that best suits your
   requirements
*  Liaising with your agent/notaire to make sure they have included the condition of
   obtaining a loan into the initial contract & to obtain copies of your purchase
   contract required by the bank
*  Assisting with opening a bank account with a local bank and providing the bank
   details to the mortgage lender
Renovation projects
*  Sourcing 2-3 offers from our partner banks and sending you a summary of the 
   conditions in English, and a list of what you need to provide (including builder’s
   quotes)          
*  Arranging for builders’ quotes if you have not already sourced a builder yourself &
   forwarding the quotes to the bank on your behalf
For all of the above
*  Acting as intermediary with any of the local French banks, receiving all your
   paperwork and adding notes in French for the bank relating to the documents, as
   well as providing a presentation of your individual circumstances to the bank, in
   French
*  Summarising particular conditions of the mortgage offer in English and providing
   a  translation of the bank’s health questionnaires that you are obliged to
   complete as part of your application
*  Generally acting as intermediary between the bank and yourselves throughout the
   process to make sure everything runs smoothly